An EMI (Equated Monthly Instalment) calculator helps you find the fixed monthly amount to repay a loan. It uses principal amount, annual interest rate, and loan tenure as inputs.

How does a SIP Calculator work?

A SIP calculator estimates the future value of your monthly mutual fund investments based on an expected annual return rate, using compound interest logic.

What is the difference between FD and RD?

A Fixed Deposit (FD) involves investing a lump sum for a fixed period. A Recurring Deposit (RD) involves depositing a fixed amount every month. Both earn compound interest.

How is GST calculated in India?

GST in India is applied at 5%, 12%, 18%, or 28%. To find the GST-inclusive price, multiply the base price by (1 + GST rate). Our calculator handles both inclusive and exclusive computations.

Smart Financial Planning Tips

Understanding EMI Before a Loan

Always calculate your EMI before applying. Financial advisors recommend keeping total EMIs below 40% of monthly take-home income for comfortable repayment without cash-flow stress.

The Power of SIP Investments

Even a ₹2,000/month SIP at 12% annual returns can grow to over ₹20 lakhs in 20 years. Starting early makes the biggest difference — use our SIP calculator to find your ideal contribution.

FD vs RD — Which Is Right?

Fixed Deposits suit those with a lump sum. Recurring Deposits work best for salaried individuals saving monthly. Use our FD and RD calculators to compare maturity amounts side by side.

GST Impact on Your Purchases

GST affects prices of almost every product in India. Our calculator supports all four slabs — 5%, 12%, 18%, 28% — for both addition and extraction to help you verify any invoice instantly.