IFSC Code Lookup
Find IFSC code, MICR code, and branch details by selecting Country, State, City, Bank and Branch.
What is an IFSC Code?
The Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code used to identify each branch of every bank in India. This code is essential for electronic payment system applications such as National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS).
First 4 Characters
Represent the Bank Name (e.g., SBIN for State Bank of India).
5th Character
Is always '0' (zero), reserved for future use.
Last 6 Characters
Identify the specific bank branch uniquely.
Importance of MICR Code
While IFSC is used for digital transfers, the Magnetic Ink Character Recognition (MICR) code is used primarily for the processing and clearance of cheques. It is a 9-digit code:
- First 3 digits: Represent the City Code (aligned with PIN codes).
- Middle 3 digits: Represent the Bank Code.
- Last 3 digits: Represent the Branch Code.
Frequently Asked Questions (FAQ)
Where can I find my bank branch's IFSC code?
You can find the IFSC code on your bank cheque book, passbook's front page, or by using our dynamic lookup tool above.
What happens if I enter the wrong IFSC code?
Entering an incorrect IFSC code might result in the transaction being rejected or, in rare cases, credited to the wrong account. Always double-check before confirming a transfer.
Is the IFSC code same for all branches of a bank?
No, every individual branch of a bank has a unique IFSC code to ensure precise routing of funds.