Privacy Policy

We want to be very clear: we do not collect, store, or process any sensitive financial or personal data. Specifically, we never collect bank account numbers, passwords or PINs, AADHAR or PAN card numbers, credit or debit card details, transaction history, or any other financial credentials. No login or registration is required to use any feature on our platform. You can use all tools — calculators, IFSC lookup, bank directory — completely anonymously.

When you visit our website, certain technical information may be automatically collected by our web hosting and analytics services. This includes:

• Device and Browser Information: Browser type and version, operating system, device type (mobile, tablet, desktop), screen resolution, and language preferences.
• Usage Data: Pages visited, time spent on each page, links clicked, referring website URL, and the date and time of your visit.
• IP Address: Your approximate geographic location may be inferred from your IP address for analytics purposes. We do not store full IP addresses.
• Calculator Inputs: Values you enter into our financial calculators are processed entirely in your browser and are NEVER transmitted to our servers.

We use cookies — small text files stored on your browser — to improve your experience and understand how our website is used. We categorise cookies as follows:

• Essential Cookies: Necessary for the website to function correctly, such as storing your theme preference (dark/light mode) and cookie consent status. These cannot be disabled.
• Analytics Cookies (Google Analytics): We use Google Analytics to understand aggregate traffic patterns, popular pages, and user behaviour. These cookies collect anonymised, aggregated data only. You may opt out via our cookie consent banner.
• Advertising Cookies (Google AdSense): If you have consented, Google AdSense may serve personalised advertisements on our website. Google's advertising cookies may track your interests to show relevant ads. You can opt out of personalised ads via Google Ad Settings.

You can manage or delete cookies at any time through your browser settings. Note that disabling certain cookies may affect the functionality of the website.

The anonymised, aggregated data we collect is used exclusively for the following purposes:

• To monitor and improve website performance and reliability
• To understand which tools and content are most useful to our users
• To detect and prevent fraudulent or abusive traffic
• To display relevant, non-intrusive advertisements that help fund free access to our tools
• To remember your preferences (such as theme or language) between visits

We do not use your data for profiling, sell it to third parties, or use it for any purpose beyond operating and improving this website.

We use the following third-party services, each with their own privacy policies:

• Google Analytics: Web traffic analysis. Google Privacy Policy →
• Google AdSense: Advertisement serving. Google Ads Policy →
• Vercel / Hosting Provider: Website hosting infrastructure. Standard server logs may be maintained as per their policies.

We are not responsible for the privacy practices of any third-party services. We encourage you to review their respective privacy policies.

If you are located in the European Economic Area (EEA), United Kingdom, or another jurisdiction with data protection laws, you have the following rights:

• Right of Access: You may request a copy of any personal data we hold about you.
• Right to Rectification: You may request correction of inaccurate data.
• Right to Erasure: You may request deletion of your data ("Right to be Forgotten").
• Right to Restriction: You may request that we limit how we process your data.
• Right to Object: You may object to processing based on legitimate interests, including direct marketing.
• Right to Data Portability: You may request your data in a structured, machine-readable format.

To exercise any of these rights, please contact us at contact@bankbalancechecking.com. We will respond within 30 days.

Since we do not collect personal data, there is no personal data to retain. Anonymised analytics data collected by Google Analytics is retained for 14 months as per Google's default settings, after which it is automatically deleted. Cookie consent preferences are stored locally in your browser and persist until you clear your browser data or withdraw consent through our cookie banner.

Our website is not directed at children under the age of 13. We do not knowingly collect any personal information from children. If you are a parent or guardian and believe your child has provided personal information to us, please contact us immediately at contact@bankbalancechecking.com and we will take steps to delete such information.

We implement industry-standard security measures to protect our website and any data in transit. This includes HTTPS encryption across all pages, regular security reviews, and secure hosting infrastructure. However, please note that no website can guarantee 100% security over the internet. The safest thing you can do is avoid entering real financial credentials on any third-party website. Our platform does not ask for any such credentials.

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we update the policy, we will revise the "Last Updated" date at the top of this page. We encourage you to review this page periodically. Continued use of our website after any changes constitutes your acceptance of the updated policy.

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your data, please do not hesitate to contact us: