SWIFT Code Finder

Find and verify SWIFT / BIC codes for local and international banks.

What is a SWIFT Code?

A **SWIFT Code** (sometimes called a BIC code) is a standard format for Business Identifier Codes (BIC) approved by the International Organization for Standardization (ISO).

Banks and financial institutions use these codes to identify themselves globally. They are crucial for executing **international money transfers** and wire operations.

Character Meanings
  • First 4 characters: Bank code (Letters only).
  • Next 2 characters: Country code (ISO country code, e.g. IN for India).
  • Next 2 characters: Location code (Letters or digits).
  • Last 3 characters (Optional): Branch code (e.g. XXX for head office).
Got Questions?

Frequently Asked Questions

Everything you need to know about using this tool securely and efficiently.

SWIFT (Society for Worldwide Interbank Financial Telecommunication) code, also known as BIC (Business Identifier Code), is an 8 or 11 character code used to identify bank branches globally for international wire transfers.
The first 4 characters are the Bank Code, the next 2 are the Country Code, the next 2 are the Location Code, and the last 3 characters (optional) are the Branch Code.
IFSC is a national code used for electronic money transfers within India (NEFT, IMPS, RTGS). SWIFT is an international code used for global money transfers between different countries.
No. Only authorized branches that handle foreign exchange transactions have a registered SWIFT code. Small local branches redirect global wires to their main regional branch.
You can find it using our SWIFT Code Finder tool. Simply select the Bank, State, and City to retrieve the official SWIFT code for international receipts.
Yes. To receive wire transfers from international bank accounts, the sender's bank will require your bank's SWIFT/BIC code, account number, and holder name.
If you enter the wrong SWIFT code, the transfer will either be rejected immediately, or routed to the wrong bank/branch, causing delays or refund charges.
Yes, SWIFT codes and BIC codes are terms used interchangeably. Both refer to the unique identifier code assigned to banks globally.